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About Karim
"Your knowledge and excellence within your field are commendable."
Mark & Yael
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Judy Stephens is one of The Top Selling Real Estate Experts™
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First Time Homebuyers: Southwest Houston, Inner Loop Houston, and Northwest Houston Texas home buying, real estate listings, and homes for sale in Harris County, TX

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Southwest Houston, Inner Loop Houston, and Northwest Houston real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...

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Financing Your Home >Bridge Loans

What if you hear one day that the house you have coveted for years is on the market. Out of curiosity, you might call your real estate agent and arrange to see if the inside of your dream house is as terrific as the outside. It is, and you fall in love with the place. The sellers need a relatively fast settlement, and are not in a position to accept an offer that is contingent on selling your home before closing on the new one. While you are confident your house will sell fairly quickly, you cannot be sure in a fluctuating market.

A bridge loan might be your solution. Many lenders specialize in providing short term loans for just this type of situation. The principal and interest is paid back when you close the sale of your present house. If the market in your area is strong and there is a good possibility of selling your home quickly, or if you are willing to offer your home at a price that will make it attractive in a sluggish market, then a bridge loan is a tool that could make the home you love a real possibility. A good real estate agent and a knowledgeable loan officer are the team you need to work it out.

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Q	The upper walls of what famous holy temple are lined with gold?
A	The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs.
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Judy Stephens, REALTORŽ, real estate agent for Southwest Houston, Inner Loop Houston, and Northwest Houston Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Stephens
ERA Stephens Properties, George Stephens, Broker
1726 Augusta Drive, Ste. 133
Houston, TX 77057
713-978-6673 Ext. 23
713-978-6673 Ext. 17
Fax: 713-978-6684
JudyStephens@NUMBER1EXPERT.com
008502.lead@cendant.leadrouter.com
Judy's team has enjoyed guiding nice folks like you through the sale and purchase of real estate in the Houston area for a combined total of more than 50 years. That's a lot of happy families! Judy and her professional Buyer Agents and Client Care Specialists, honed by experience and seasoned with enthusiasm, specialize in caring about what you need and want. Judy's award-winning team embraces the newest technology, knowing the benefits to you of lightning-quick communication and massive exposure of homes to a techno-savvy marketplace. Let us put our talent and experience to work for you. Call or email now!.... ERA Stephens Properties George C. Stephens, CRB, Broker #0238436. ..... Each office independently owned and operated.

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NUMBER1EXPERT™ in real estate for Southwest Houston, Inner Loop Houston, and Northwest Houston, Texas

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